A woman smiling while holding a phone
A man smiling while holding a phone.

We’re a digital
Cross-border financial service provider for people who dare to go further

The decision to explore opportunities beyond borders is not an easy one as it often involves leaving behind loved ones, familiar places, and a way of life that has been nurtured over time.

Yet, we believe that this decision is also a testament to the strength and courage of these individuals who Dare to go further for their dreams and the opportunity to explore new possibilities for a better life for themselves and their loved ones.

A story behind the transaction that led to the genesis of Pesa.

The one profound aspect of being Nigerians living in Canada is a core principle that was instilled in our upbringing – a feeling of duty. Like many others who live abroad, we felt responsible for supporting our families and communities back home.

Tolu, now CEO of Pesa, needed to send money to Nigeria from Canada to support his brother's dreams of studying abroad. So, he opted for a cross-border payment provider to transfer the funds. And later discovered a group that offered better exchange rates. However, the risks were evident — there was no security and funds could disappear.

Frustrated by unfair rates and feeling vulnerable on an unsecured platform, Tolu reached out to his friends Yusuf Yakubu, Adewale Afolabi and Clement Ojo, all software programmers and now co-founders of Pesa. Together, they aimed to bridge the gap between unfair rates and risky informal money transfers.

Team member image

Tolu Osho

CEO/Co-founder
Team member image

Tolu Osho

CEO/Co-founder
Team member image

Tolu Osho

CEO/Co-founder

Our Mission

We’re on a Mission to Localize the Global Money Transfer Experience.

There is still a significant gap between the experience of sending money within the same country and sending money across borders. We believe that sending and receiving money across borders should be as hassle-free as sending money within the same country.

And that’s why we are committed to making global money transfers have that local experience of sending money within the same country, while eliminating the mental gymnastics of figuring out how to get money across borders.

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Imagining the possibilities of a smaller,
more accessible world.

By challenging the limitations imposed on us by distance, we could dare to go further to explore new possibilities for a better life without the fear of losing touch with the people and places that have shaped us.We have longed perceived distance as an insurmountable barrier, but what if it wasn’t? It is these questions that drive us to imagine a world where financial interactions are as effortless as though the world were indeed small.

Image of an ATM card.
Screenshot of the Pesa Wallet
Screenshot of the Pesa Wallet

Meet some the humans making this possible

Team member image

Tolu Osho

CEO/Cofounder
Team member image

Yusuf Yakubu

CEO/Cofounder
Picture of people working together

We imagine a world where people can explore opportunities without borders and without the fear of losing touch with those they care about — and we need people we can co-create this world with.

As the world becomes more explorable and accessible, people will need a bridge between them and the worlds they care most about. And that’s why we need your help in realizing our goals to:

We also utilize secure communication protocols, like SSL and secure network configurations to protect transmitted data.

Serve as a stop-gap financial solution for individuals who recently arrived in host countries before they can be financially integrated.

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Never miss a
crucial moment.